• You should assume that all materials, designs, texts and images (collectively, the ‘Materials’) contained in the Site are either the copyrighted properties of Stella Tradex Private Limited (OPC)., unless otherwise noted or are the copyrighted property of third parties. Stella neither warrants nor represents that your use of Materials displayed on the Site will not infringe the rights of third party not owned by or affiliated to Stella.
• You may download one single hard copy of Materials displayed on the Site for non- commercial, personal use only, provided however, you do not delete or change the copyright, trademark and other proprietary notices contained on the Materials. You may not distribute, modify, transmit or revise any of the content in any form without prior permission from Stella.
• Unauthorised use of the Materials is strictly prohibited and is a violation of the rights of Stella, including without limitation under copyright laws, trademark laws, the laws of privacy and publicity.
• While Stella Tradex Pvt. Ltd. uses reasonable efforts to include accurate and up-to- date information on the Site, Stella makes no warranties or representations as to the accuracy, correctness, reliability or otherwise with respect to such information and assumes no liability or responsibility for any omission or error (including without limitation typographical errors, virus and technical errors) in the content of the Site. Though due care has been taken to make the database completely reliable and error-free, Stella claims exemption from any liability arising out of any such error in the database.
• In no event shall Stella and/or its affiliates be liable for any direct, indirect, punitive ,incidental, special, consequential damage or any damage whatsoever, including without limitation damages for loss of use, data or profits, arising out of or in any way connected with the use or performance of the Stella website.
• Information on the Site is subjected to change without notice. Use of and browsing the Site is done at user’s own risk. Neither Stella nor any other party involved in creating, producing or delivering the Site shall be liable for any direct, incidental, consequential, indirect or punitive damage arising out of your access to or use of or browsing the Site or downloading of any material, data, text, image, video or audio from the Site, including without limitation, damage to or viruses that may infect your computer equipment or other property as a result thereof. Without limiting the foregoing, everything on the Site is provided to you ‘AS IS’ WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. Check your local laws for any restriction or limitation regarding the exclusion of implied warranties.
• The Trademarks displayed on the Site are registered and/or pending registration in the name of Stella or are used under license by its affiliates in the areas where Stella markets its products bearing these trademarks. Nothing contained on the Site should be construed as granting by implication, estoppels or otherwise, any license or right to use any Trademark displayed on the Site or any license or right to use any other trademark owned by any other third party. In the event that you misuse any Trademark in violation of these Terms and Conditions, Stella will aggressively enforce its intellectual property rights to the fullest extent of the law, including the seeking of criminal prosecution. The use or misuse of these trademarks or any other content on this site is strictly prohibited.
• The copyright of the Materials on this website belongs to Stella and may be copied and used only for personal and non-commercial purposes (except as previously authorised in writing by Stella).
• In the event that Stella, from time to time, allows for discussions, chats, postings, transmissions, bulletin board and the like on the Site, Stella is under no obligation to monitor or review such transmitted information and assumes no responsibility or liability arising from the content of any such location nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger or inaccuracy of any such information. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability or otherwise violate any law. Stella will fully cooperate with any law enforcement authority or court order requesting or directing Stella to disclose the identity of anyone posting any such information or material.

DISCLAIMER

This Service is being provided in order to facilitate access to our customers to pay your bills online to Stella through an electronic and automated collection and remittance service (the “Payment Gateway”) hosted through CCAvenue (the ‘Payment Service Providers’). Stella makes no representation of any kind, express or
implied, as to the operation of the Payment Gateway other than what is specified for this purpose. The User expressly agrees that his/ her use of the aforesaid online payment Service is entirely at his/her/their own risk and responsibility of the User.

LIMITATION OF LIABILITY

1. Stella is providing this service to you simply as a matter of convenience. Stella expressly disclaims any claim or liability arising out of the provision of this service. You agree and acknowledge that you shall be solely responsible for your conduct and that Stella expressly reserves the right to terminate your rights to use the service at any time it deems fit.
2. Stella, its affiliates or employees shall in no way be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, data or any other intangible losses arising out of or in connection with the access to or usage of
the Payment Gateway service.
3. Stella assumes no liability whatsoever for any monetary or other damage suffered by you on account of any delay, failure, interruption, or corruption of any data or other information transmitted or any interruption or errors in connection with the use and operation of the Payment Gateway service.

4. You shall indemnify and hold harmless Stella and their respective officers, directors and employees, from any claim or demand, or actions. Stella will not be liable for any failures in the external link or for any fraud perpetrated either at the payment gateway and/or at the bank end that could take place during or
after the time of you making payment.

5. You agree, understand and confirm that any personal data including details related to debit card/credit card or Bank accounts submitted by you during the time of making payment is transmitted over the Internet and is susceptible to misuse, theft and/or fraud and that Stella has no control over such matters.

6. Although all reasonable care has been taken towards guarding against unauthorized use of any information transmitted by you, Stella does not in any way guarantee that the use of the payment gateway will not result in theft and/or unauthorized use of data over the Internet.

DEBIT/CREDIT CARD, BANK ACCOUNT DETAILS

You may pay bills at Stella by using a Debit/Credit Card or through your Internet Banking Account. You submit and agree that the debit/credit card details provided by you to the Payment Gateway for payment transaction processing will be correct and you shall not use a debit/credit card, which is not lawfully owned by you. You agree that when you initiate a payment transaction and/or issue an online payment Instruction and provide your Debit/Credit Card or Bank account details:

– You warrant that you are fully and lawfully entitled to use the said Debit/Credit Card or Bank Account for such transactions.
– You are responsible to ensure that all the Debit/Credit Card or Bank Account details provided by you are accurate.
– You are authorising the debit to the nominated Debit/Credit Card or Bank account for the settlement of bills selected by you along with the applicable fees.
– You are responsible to ensure that sufficient credit is available on your presented Debit/Credit Card or Bank Account at the time of making the payment to permit the payment of the bill/s selected by you inclusive of the applicable fees.

Convenience fees shall be levied for Online Payments using any payment channel (Credit Card/Debit Card/Net Banking/Wallets & Cash Cards). Convenience fee can also be referred to as Internet handling fee. Convenience fee can be either a flat fee (Net Banking) or a percentage (Card Gateway & Wallets & Cash Cards) of the amount that you pay depending on the payment mode selected.

REFUND / TRANSACTION CANCELLATION

In the event of a refund of the amount to the customer for any reason, the amount will be refunded through Gateway process only and no cash refunds will be made.

By proceeding ahead with the payment process you expressly agree and provide your consent to the Terms and Conditions as mentioned above.